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Shrihan Jha

Paisa AI

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Build an alternative credit intelligence platform for underserved micro-entrepreneurs who lack formal credit history, using accessible signals like invoices, supplier payments, ledger entries, earnings patterns, and repayment behaviour instead of direct UPI integrations.
The system would generate borrower stability, cash-flow reliability, and repayment probability scores, presented through a simple lender-facing dashboard for decision support.

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